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US Federal Income Tax Calculator

Calculate your US federal income tax for 2025. See your tax bracket, effective rate, and take-home pay after federal tax.

The US federal income tax uses a progressive bracket system — you don't pay one flat rate on all income. Instead, different portions are taxed at different rates (10% to 37%). This calculator shows your exact tax, effective rate, and take-home pay.

Tips for US Federal Income Tax

1

The US has 7 tax brackets: 10%, 12%, 22%, 24%, 32%, 35%, 37% — you only pay the higher rate on income ABOVE each threshold

2

Your marginal rate (highest bracket) is NOT your effective rate — most people's effective rate is 15-22%

3

Standard deduction for 2025: $15,000 (single), $30,000 (married filing jointly)

4

This calculator shows federal tax only — state tax varies (0% in Texas/Florida, up to 13.3% in California)

Frequently Asked Questions

What is the difference between marginal and effective tax rate?
Marginal rate is the rate on your last dollar of income (your highest bracket). Effective rate is your actual total tax divided by total income. For example, you might be in the 22% bracket but only pay 14% effectively.
Does this include state tax?
No, this calculates federal tax only. State income tax varies: 0% (Texas, Florida, Nevada, Washington, Wyoming) up to 13.3% (California). Add your state tax to get the full picture.
Last updated: April 2026

Data sources: IRS (US), HMRC (UK), Income Tax Dept (India) tax slabs

For informational purposes only. Not financial, medical, or legal advice. Always consult a qualified professional for decisions affecting your finances or health.

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