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Income Tax Calculator India

Calculate your income tax in India for FY 2025-26. Compare new regime vs old regime. See tax slabs, effective rate, and savings tips.

India has two tax regimes — the New Regime (lower rates, fewer deductions) and the Old Regime (higher rates, many deductions). Since FY 2023-24, the New Regime is the default. This calculator helps you compare both and pick the one that saves you more tax.

Tips for Income Tax India

1

New Regime is better if you don't have many deductions (HRA, 80C, 80D)

2

Old Regime is better if your deductions exceed 3-4 lakhs (home loan, HRA, insurance, NPS)

3

Standard deduction of 75,000 is available in both regimes from FY 2024-25

4

Income up to 12 lakhs is effectively tax-free under New Regime (with rebate) from FY 2025-26

Frequently Asked Questions

Which tax regime should I choose — new or old?
If your total deductions (80C + 80D + HRA + home loan) exceed 3-4 lakhs, Old Regime saves more. If you have minimal deductions, New Regime's lower rates are better. Use this calculator to compare both.
Is income up to 12 lakh tax-free?
Under the New Regime from FY 2025-26, income up to 12 lakhs is effectively tax-free due to the Section 87A rebate. This applies to taxable income after standard deduction.
Last updated: April 2026

Data sources: IRS (US), HMRC (UK), Income Tax Dept (India) tax slabs

For informational purposes only. Not financial, medical, or legal advice. Always consult a qualified professional for decisions affecting your finances or health.

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