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Mutual Fund SIP Calculator

Calculate mutual fund SIP returns with compound growth. See how your monthly investment grows over 5, 10, 20 years. Free calculator with charts.

Mutual fund SIPs are the most popular way to invest for long-term wealth creation. By investing a fixed amount monthly, you benefit from rupee/dollar cost averaging and the power of compounding. Historical equity mutual fund returns average 10-14% annually over 10+ year periods.

Tips for Mutual Fund SIP

1

Equity mutual funds have historically delivered 10-14% annual returns over 10+ year periods

2

Start with index funds (S&P 500, Nifty 50) if you're a beginner — lowest fees, market-matching returns

3

Increase your SIP by 10% annually (step-up SIP) to dramatically boost your final corpus

Frequently Asked Questions

Which mutual fund is best for SIP?
For beginners: index funds tracking S&P 500 or your country's major index. For moderate risk: large-cap or flexi-cap funds. For aggressive growth: mid-cap or small-cap funds. Always check the fund's 5-10 year track record.
Is SIP risk-free?
No. SIPs invest in market-linked securities, so returns aren't guaranteed. However, SIP reduces risk through cost averaging — you buy more units when markets are down and fewer when they're up.
Last updated: April 2026

Data sources: Standard financial formulas

For informational purposes only. Not financial, medical, or legal advice. Always consult a qualified professional for decisions affecting your finances or health.

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