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Pension Calculator

Calculate how much pension corpus you need and how much monthly income it will generate in retirement. Plan for a comfortable retired life.

Planning for a pension means building a corpus large enough to fund 20-30 years of retired life. This calculator helps you estimate how much you need to save monthly to build your target retirement corpus based on your current age and retirement age.

Tips for Pension

1

Plan for 25-30 years of retirement — people are living longer than previous generations

2

Account for inflation: your expenses at 60 will be 2-3x what they are now

3

Government pensions (Social Security, State Pension) typically cover only 30-40% of pre-retirement income

4

NPS (National Pension System) in India offers tax benefits of up to 2 lakhs under 80CCD

Frequently Asked Questions

How much pension corpus do I need?
A common rule: you need 20-25x your annual retirement expenses. If you expect to spend $30,000/year in retirement, you need $600,000-$750,000 saved. This assumes a 4-5% withdrawal rate.
Last updated: April 2026

Data sources: Standard financial formulas

For informational purposes only. Not financial, medical, or legal advice. Always consult a qualified professional for decisions affecting your finances or health.

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