📊

Recurring Deposit Calculator

Calculate recurring deposit maturity amount and interest earned. See how your monthly fixed deposits grow over time with guaranteed returns.

A Recurring Deposit (RD) lets you invest a fixed amount every month at a guaranteed interest rate. It is a safe, low-risk option offered by banks worldwide. This calculator shows your maturity amount and total interest earned based on your monthly deposit and tenure.

Tips for Recurring Deposit

1

RDs offer guaranteed returns unlike stocks — ideal for short-term goals (1-5 years)

2

Interest rates on RDs are usually slightly lower than fixed deposits of the same tenure

3

Some banks offer flexible RDs where you can vary your monthly deposit amount

Frequently Asked Questions

Is a recurring deposit a good investment?
RDs are good for risk-averse savers with short-term goals (1-5 years). The returns are guaranteed but typically lower than stocks or mutual funds. They are ideal for building an emergency fund or saving for a specific near-term goal.
Last updated: April 2026

Data sources: Standard mathematical formulas

For informational purposes only. Not financial, medical, or legal advice. Always consult a qualified professional for decisions affecting your finances or health.

Report an error