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FD Interest Calculator

Calculate fixed deposit maturity amount and interest earned. Compare FD returns across different tenures and interest rates.

Fixed Deposits (FDs) are one of the safest investment options with guaranteed returns. Banks compound FD interest quarterly in most countries. This calculator shows your maturity amount and total interest earned for any FD tenure and rate.

Tips for FD Interest

1

Senior citizens get 0.25-0.75% higher FD rates in most banks

2

5-year tax-saving FDs qualify for Section 80C deduction in India (up to 1.5 lakh)

3

Compare FD rates across banks — the difference can be 1-2% which matters over longer tenures

4

FD interest is taxable income — factor in your tax bracket when comparing with other investments

Frequently Asked Questions

Are fixed deposits safe?
FDs in banks are insured up to $250,000 (USA), £85,000 (UK), or 5 lakhs (India) by government deposit insurance. They're among the safest investments available.
Is FD interest taxable?
Yes, in most countries. FD interest is added to your income and taxed at your income tax slab rate. Some countries have TDS (tax deducted at source) on FD interest above a threshold.
Last updated: April 2026

Data sources: Standard financial formulas

For informational purposes only. Not financial, medical, or legal advice. Always consult a qualified professional for decisions affecting your finances or health.

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